1434 W 10th ST, Panama City, FL 32401
1434 W 10th ST, Panama City, FL 32401
1434 W 10th ST, Panama City, FL 32401
1434 W 10th ST, Panama City, FL 32401
1434 W 10th ST, Panama City, FL 32401
1434 W 10th ST, Panama City, FL 32401
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$ 219,000
Est. payment | /mo

3 Beds

1 Bath

874 SqFt


Save
$ 219,000
Est. payment | /mo
Save

3 Beds

1 Bath

874 SqFt

Key Details

Property Type Townhouse

Sub Type Attached

Listing Status Active

Purchase Type For Sale

Square Footage 874 sqft

Price per Sqft $250

Subdivision [No Recorded Subdiv]

MLS Listing ID 795645

Style Florida

Bedrooms 3

Full Baths 1

HOA Y/N No

Year Built 1942

Annual Tax Amount $2,859

Tax Year 2025

Lot Size 9,147 Sqft

Acres 0.21

Property Sub-Type Attached

Property Description

Updated 1942 painted-brick cottage in Oakland Terrace on a fenced lot 150 feet deep, with rooftop solar, a renovated kitchen, and an enclosed front sunroom that adds real living space beyond the 874 heated square feet. You are 4 minutes from the St. Andrews Marina and Historic St. Andrews, 5 from downtown Panama City, 6 from Ascension Sacred Heart Bay, and a half-mile walk from Oakland Terrace Park's pickleball and tennis courts, playground, and walking track.

The covered front porch leads into the sunroom, a brick-walled, window-lined room with a glass entry door that works as a plant room, office, or second sitting area. A sliding barn door opens to the living room, and hardwood floors continue through the dining area and all three bedrooms. The kitchen has been redone with blue cabinetry, butcher-block counters, open shelving, shiplap walls, and stainless appliances, and it connects to a dedicated laundry room with its own door to the backyard.

Out back is where this lot separates itself: deeper than many nearby lots, fully fenced, shaded by mature oaks, with a rear deck for grilling and a storage shed for bikes, kayaks, or tools. The rooftop solar array (buyer to verify ownership and system details) sits on a home that already has central heat and air and ceiling fans.

Three bedrooms and a full bath with tub-shower combo, all on one level, no HOA, and FHA, VA, and conventional financing welcome. Naval Support Activity Panama City is about 14 minutes away, Tyndall AFB about 21, and the Gulf beaches at St. Andrews State Park about 18.

Location

State FL

County Bay

Area 02 - Bay County - Central

Interior

Interior Features Main Level Primary

Heating Central, Electric

Cooling Central Air, Ceiling Fan(s)

Fireplace No

Exterior

Utilities Available Electricity Available, Sewer Available

Private Pool No

Building

Story 1

Entry Level One

Architectural Style Florida

Level or Stories One

New Construction No

Schools

Elementary Schools Lucille Moore

Middle Schools Jinks

High Schools Bay

Others

Restrictions No Short Term Rentals

Tax ID 19408-000-000

Special Listing Condition Listed As-Is

Listed by Real Broker LLC

Nearby Locations

Shantel Peterson

"My job is to find and attract mastery-based agents to the office, protect the culture, and make sure everyone is happy! "

+1(850) 543-9000

shell@dreamlifeagents.com

Niceville, Florida 32578, USA

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1434 W 10th ST